Branch Details — IOBA0003245
| Bank Name | Indian Overseas Bank |
| Branch Name | Balurghat |
| IFSC Code | IOBA0003245 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 003245 |
| Address | 341 BY 306 NRIPATI CHATTERJEE RD OPP BALURGHAT CO ED COLLEGE BALURGHAT, SOUTH DINAJPUR 733101 |
| City | Dakshin Dinajpur |
| District | Balurghat |
| State | West Bengal |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0003245
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0003245.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0003245.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0003245. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Balurghat branch, Dakshin Dinajpur, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: 341 BY 306 NRIPATI CHATTERJEE RD OPP BALURGHAT CO ED COLLEGE BALURGHAT, SOUTH DINAJPUR 733101. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003245 identify the Balurghat branch.
Yes. Indian Overseas Bank Balurghat Branch (IFSC: IOBA0003245) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0003245 → select NEFT/RTGS/IMPS → confirm with OTP.