Branch Details — IOBA0002276
| Bank Name | Indian Overseas Bank |
| Branch Name | Howrah Shibpur Dinobundhoo INST |
| IFSC Code | IOBA0002276 |
| MICR Code | 700020074 |
| Bank Code (RBI) | IOBA |
| Branch Code | 002276 |
| Address | 412 BY 1,G T ROAD SOUTH,HAORA,PIN 711102,WEST BENGAL |
| City | Haora |
| District | Howrah |
| State | West Bengal |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0002276
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0002276.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0002276.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0002276. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Howrah Shibpur Dinobundhoo INST branch, Haora, West Bengal.
The MICR code is 700020074. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 412 BY 1,G T ROAD SOUTH,HAORA,PIN 711102,WEST BENGAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002276 identify the Howrah Shibpur Dinobundhoo INST branch.
Yes. Indian Overseas Bank Howrah Shibpur Dinobundhoo INST Branch (IFSC: IOBA0002276) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0002276 → select NEFT/RTGS/IMPS → confirm with OTP.