Branch Details — IOBA0001494
| Bank Name | Indian Overseas Bank |
| Branch Name | Kolkata Pratt Memorial Beniapukur |
| IFSC Code | IOBA0001494 |
| MICR Code | 700020042 |
| Bank Code (RBI) | IOBA |
| Branch Code | 001494 |
| Address | 168, ACHARYA J C BOSE ROAD, KOLKATA PIN 700014 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Contact | 22847138 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0001494
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0001494.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0001494.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0001494. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Kolkata Pratt Memorial Beniapukur branch, Kolkata, West Bengal.
The MICR code is 700020042. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 168, ACHARYA J C BOSE ROAD, KOLKATA PIN 700014. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001494 identify the Kolkata Pratt Memorial Beniapukur branch.
Yes. Indian Overseas Bank Kolkata Pratt Memorial Beniapukur Branch (IFSC: IOBA0001494) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0001494 → select NEFT/RTGS/IMPS → confirm with OTP.