Branch Details — IOBA0002020
| Bank Name | Indian Overseas Bank |
| Branch Name | Zonal Audit Office - Kolkata |
| IFSC Code | IOBA0002020 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 002020 |
| Address | EA -BLOCK,SECTOR -1,SALT LAKE OPPOSITE,LABONY ESTATE |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Contact | +913322272312 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0002020
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0002020.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0002020.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0002020. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Zonal Audit Office - Kolkata branch, Kolkata, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: EA -BLOCK,SECTOR -1,SALT LAKE OPPOSITE,LABONY ESTATE. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002020 identify the Zonal Audit Office - Kolkata branch.
Yes. Indian Overseas Bank Zonal Audit Office - Kolkata Branch (IFSC: IOBA0002020) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0002020 → select NEFT/RTGS/IMPS → confirm with OTP.