Branch Details — IOBA0003648
| Bank Name | Indian Overseas Bank |
| Branch Name | Malda Jhaljhalia |
| IFSC Code | IOBA0003648 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 003648 |
| Address | 220 131 STATION ROAD JHALJHALIA NEAR NABARUN HOTEL TOWN MALDA DIST WEST BENGAL |
| City | Malda |
| District | Malda |
| State | West Bengal |
| Contact | +913532502184 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0003648
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0003648.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0003648.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0003648. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Malda Jhaljhalia branch, Malda, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: 220 131 STATION ROAD JHALJHALIA NEAR NABARUN HOTEL TOWN MALDA DIST WEST BENGAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003648 identify the Malda Jhaljhalia branch.
Yes. Indian Overseas Bank Malda Jhaljhalia Branch (IFSC: IOBA0003648) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0003648 → select NEFT/RTGS/IMPS → confirm with OTP.