Branch Details — IOBA0002315
| Bank Name | Indian Overseas Bank |
| Branch Name | Bilkanda Muragachha |
| IFSC Code | IOBA0002315 |
| MICR Code | 700020076 |
| Bank Code (RBI) | IOBA |
| Branch Code | 002315 |
| Address | OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110 |
| City | North 24 Parganas |
| District | Barrackpur |
| State | West Bengal |
| Contact | 25377350 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0002315
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0002315.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0002315.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0002315. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Bilkanda Muragachha branch, North 24 Parganas, West Bengal.
The MICR code is 700020076. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002315 identify the Bilkanda Muragachha branch.
Yes. Indian Overseas Bank Bilkanda Muragachha Branch (IFSC: IOBA0002315) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0002315 → select NEFT/RTGS/IMPS → confirm with OTP.