Branch Details — INDB0002074
| Bank Name | Indusind Bank |
| Branch Name | Saraf Kadal Downtown Srinagar |
| IFSC Code | INDB0002074 |
| MICR Code | 190234008 |
| Bank Code (RBI) | INDB |
| Branch Code | 002074 |
| Address | GROUND FLOOR AND FIRST FLOOR MALARATTA SARAF KADAL DOWNTOWN SRINAGAR JAMMU KASHMIR 190002 |
| City | Srinagar |
| District | Srinagar |
| State | Jammu and Kashmir |
| Contact | +919018109918 |
| Toll Free | 1860-267-7777 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using INDB0002074
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC INDB0002074.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC INDB0002074.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is INDB0002074. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indusind Bank Saraf Kadal Downtown Srinagar branch, Srinagar, Jammu and Kashmir.
The MICR code is 190234008. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR AND FIRST FLOOR MALARATTA SARAF KADAL DOWNTOWN SRINAGAR JAMMU KASHMIR 190002. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
INDB identifies Indusind Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002074 identify the Saraf Kadal Downtown Srinagar branch.
Yes. Indusind Bank Saraf Kadal Downtown Srinagar Branch (IFSC: INDB0002074) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC INDB0002074 → select NEFT/RTGS/IMPS → confirm with OTP.