Branch Details — INDB0000163
| Bank Name | Indusind Bank |
| Branch Name | Millerganj, Ludhiana |
| IFSC Code | INDB0000163 |
| MICR Code | 141234521 |
| Bank Code (RBI) | INDB |
| Branch Code | 000163 |
| Address | LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA 141003 PUNJAB |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Toll Free | 1860-267-7777 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using INDB0000163
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC INDB0000163.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC INDB0000163.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is INDB0000163. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indusind Bank Millerganj, Ludhiana branch, Ludhiana, Punjab.
The MICR code is 141234521. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA 141003 PUNJAB. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
INDB identifies Indusind Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000163 identify the Millerganj, Ludhiana branch.
Yes. Indusind Bank Millerganj, Ludhiana Branch (IFSC: INDB0000163) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC INDB0000163 → select NEFT/RTGS/IMPS → confirm with OTP.