Branch Details — JAKA0HARNAG
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Harnag |
| IFSC Code | JAKA0HARNAG |
| MICR Code | 192051076 |
| Bank Code (RBI) | JAKA |
| Branch Code | HARNAG |
| Address | HARNAG, BLOCK TEHSIL-ACHABAL,DISTRICT-ANANTNAG, KASHMIR, PIN-192102 |
| City | Anantnag |
| District | Anantnag |
| State | Jammu and Kashmir |
| Contact | +919906684618 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0HARNAG
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0HARNAG.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0HARNAG.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0HARNAG. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Harnag branch, Anantnag, Jammu and Kashmir.
The MICR code is 192051076. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: HARNAG, BLOCK TEHSIL-ACHABAL,DISTRICT-ANANTNAG, KASHMIR, PIN-192102. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters HARNAG identify the Harnag branch.
Yes. Jammu and Kashmir Bank Harnag Branch (IFSC: JAKA0HARNAG) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0HARNAG → select NEFT/RTGS/IMPS → confirm with OTP.