Branch Details — JAKA0MMSUMB
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | MAIN Market Sumbal |
| IFSC Code | JAKA0MMSUMB |
| MICR Code | 193051407 |
| Bank Code (RBI) | JAKA |
| Branch Code | MMSUMB |
| Address | MAIN MARKET SUMBAL,DISTRICT BANDIPORA,J AND K PIN 193501 |
| City | Bandipora |
| District | Bandipora |
| State | Jammu and Kashmir |
| Contact | +911954230728 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0MMSUMB
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0MMSUMB.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0MMSUMB.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0MMSUMB. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank MAIN Market Sumbal branch, Bandipora, Jammu and Kashmir.
The MICR code is 193051407. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: MAIN MARKET SUMBAL,DISTRICT BANDIPORA,J AND K PIN 193501. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters MMSUMB identify the MAIN Market Sumbal branch.
Yes. Jammu and Kashmir Bank MAIN Market Sumbal Branch (IFSC: JAKA0MMSUMB) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0MMSUMB → select NEFT/RTGS/IMPS → confirm with OTP.