Branch Details — JAKA0BUSBUD
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | NEW BUS Stand Budgam |
| IFSC Code | JAKA0BUSBUD |
| MICR Code | 191051049 |
| Bank Code (RBI) | JAKA |
| Branch Code | BUSBUD |
| Address | NEW BUS STAND BUDGAM , TEHSIL BUDGAM , DISTRICT BUDGAM |
| City | Budgam |
| District | Budgam |
| State | Jammu and Kashmir |
| Contact | +918803069677 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0BUSBUD
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0BUSBUD.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0BUSBUD.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0BUSBUD. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank NEW BUS Stand Budgam branch, Budgam, Jammu and Kashmir.
The MICR code is 191051049. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NEW BUS STAND BUDGAM , TEHSIL BUDGAM , DISTRICT BUDGAM. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters BUSBUD identify the NEW BUS Stand Budgam branch.
Yes. Jammu and Kashmir Bank NEW BUS Stand Budgam Branch (IFSC: JAKA0BUSBUD) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0BUSBUD → select NEFT/RTGS/IMPS → confirm with OTP.