Branch Details — JAKA0BAKURA
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Bakura Ganderbal |
| IFSC Code | JAKA0BAKURA |
| MICR Code | 191051123 |
| Bank Code (RBI) | JAKA |
| Branch Code | BAKURA |
| Address | BAKURA GANDERBAL, POST OFFICE SHUHAMA, TEHSIL GANDERBAL |
| City | Ganderbal |
| District | Ganderbal |
| State | Jammu and Kashmir |
| Contact | +917928001500 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0BAKURA
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0BAKURA.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0BAKURA.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0BAKURA. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Bakura Ganderbal branch, Ganderbal, Jammu and Kashmir.
The MICR code is 191051123. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: BAKURA GANDERBAL, POST OFFICE SHUHAMA, TEHSIL GANDERBAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters BAKURA identify the Bakura Ganderbal branch.
Yes. Jammu and Kashmir Bank Bakura Ganderbal Branch (IFSC: JAKA0BAKURA) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0BAKURA → select NEFT/RTGS/IMPS → confirm with OTP.