Branch Details — JAKA0CHOWKI
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Chowki Chaura |
| IFSC Code | JAKA0CHOWKI |
| MICR Code | 180051119 |
| Bank Code (RBI) | JAKA |
| Branch Code | CHOWKI |
| Address | POST OFFICE TEHSIL-CHOWKI CHAURA, DISTRICT-JAMMU, JK-185154 |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Contact | +911921657277 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0CHOWKI
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0CHOWKI.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0CHOWKI.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0CHOWKI. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Chowki Chaura branch, Jammu, Jammu and Kashmir.
The MICR code is 180051119. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: POST OFFICE TEHSIL-CHOWKI CHAURA, DISTRICT-JAMMU, JK-185154. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters CHOWKI identify the Chowki Chaura branch.
Yes. Jammu and Kashmir Bank Chowki Chaura Branch (IFSC: JAKA0CHOWKI) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0CHOWKI → select NEFT/RTGS/IMPS → confirm with OTP.