Branch Details — JAKA0FCPALO
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Friends Colony Paloura |
| IFSC Code | JAKA0FCPALO |
| MICR Code | 180051088 |
| Bank Code (RBI) | JAKA |
| Branch Code | FCPALO |
| Address | PATTA PALOURA |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Contact | +911912555914 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0FCPALO
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0FCPALO.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0FCPALO.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0FCPALO. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Friends Colony Paloura branch, Jammu, Jammu and Kashmir.
The MICR code is 180051088. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: PATTA PALOURA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters FCPALO identify the Friends Colony Paloura branch.
Yes. Jammu and Kashmir Bank Friends Colony Paloura Branch (IFSC: JAKA0FCPALO) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0FCPALO → select NEFT/RTGS/IMPS → confirm with OTP.