Branch Details — JAKA0GNGJAM
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Gujjar Nagar Jammu |
| IFSC Code | JAKA0GNGJAM |
| MICR Code | 180051031 |
| Bank Code (RBI) | JAKA |
| Branch Code | GNGJAM |
| Address | NEAR SHERI KASHMIR BRIDGE |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Contact | +911912564641 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0GNGJAM
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0GNGJAM.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0GNGJAM.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0GNGJAM. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Gujjar Nagar Jammu branch, Jammu, Jammu and Kashmir.
The MICR code is 180051031. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NEAR SHERI KASHMIR BRIDGE. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters GNGJAM identify the Gujjar Nagar Jammu branch.
Yes. Jammu and Kashmir Bank Gujjar Nagar Jammu Branch (IFSC: JAKA0GNGJAM) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0GNGJAM → select NEFT/RTGS/IMPS → confirm with OTP.