Branch Details — JAKA0KCHJAM
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Kachi Chawni Jammu |
| IFSC Code | JAKA0KCHJAM |
| MICR Code | 180051034 |
| Bank Code (RBI) | JAKA |
| Branch Code | KCHJAM |
| Address | KACHI CHAWNI |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Contact | +911912571252 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0KCHJAM
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0KCHJAM.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0KCHJAM.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0KCHJAM. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Kachi Chawni Jammu branch, Jammu, Jammu and Kashmir.
The MICR code is 180051034. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KACHI CHAWNI. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters KCHJAM identify the Kachi Chawni Jammu branch.
Yes. Jammu and Kashmir Bank Kachi Chawni Jammu Branch (IFSC: JAKA0KCHJAM) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0KCHJAM → select NEFT/RTGS/IMPS → confirm with OTP.