Branch Details — JAKA0LCUJMU
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Lcu Rail Head Complex |
| IFSC Code | JAKA0LCUJMU |
| MICR Code | Not allotted |
| Bank Code (RBI) | JAKA |
| Branch Code | LCUJMU |
| Address | NEAR PANAMA CHOWK |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Contact | +919419113008 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0LCUJMU
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0LCUJMU.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0LCUJMU.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0LCUJMU. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Lcu Rail Head Complex branch, Jammu, Jammu and Kashmir.
This branch has not been allotted an MICR code in RBI records.
Address: NEAR PANAMA CHOWK. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters LCUJMU identify the Lcu Rail Head Complex branch.
Yes. Jammu and Kashmir Bank Lcu Rail Head Complex Branch (IFSC: JAKA0LCUJMU) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0LCUJMU → select NEFT/RTGS/IMPS → confirm with OTP.