Branch Details — JAKA0LUXURY
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Shalamar ROAD Jammu |
| IFSC Code | JAKA0LUXURY |
| MICR Code | 180051023 |
| Bank Code (RBI) | JAKA |
| Branch Code | LUXURY |
| Address | GHULAB BHAWAN, FIRST FLOOR |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Contact | +911912579701 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0LUXURY
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0LUXURY.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0LUXURY.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0LUXURY. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Shalamar ROAD Jammu branch, Jammu, Jammu and Kashmir.
The MICR code is 180051023. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GHULAB BHAWAN, FIRST FLOOR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters LUXURY identify the Shalamar ROAD Jammu branch.
Yes. Jammu and Kashmir Bank Shalamar ROAD Jammu Branch (IFSC: JAKA0LUXURY) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0LUXURY → select NEFT/RTGS/IMPS → confirm with OTP.