Branch Details — JAKA0LCUGVD
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Lcu Govindsar |
| IFSC Code | JAKA0LCUGVD |
| MICR Code | Not allotted |
| Bank Code (RBI) | JAKA |
| Branch Code | LCUGVD |
| Address | OPPOSITE INDUSTRAIL ESTATES |
| City | Kathua |
| District | Kathua |
| State | Jammu and Kashmir |
| Contact | +919797697854 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0LCUGVD
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0LCUGVD.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0LCUGVD.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0LCUGVD. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Lcu Govindsar branch, Kathua, Jammu and Kashmir.
This branch has not been allotted an MICR code in RBI records.
Address: OPPOSITE INDUSTRAIL ESTATES. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters LCUGVD identify the Lcu Govindsar branch.
Yes. Jammu and Kashmir Bank Lcu Govindsar Branch (IFSC: JAKA0LCUGVD) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0LCUGVD → select NEFT/RTGS/IMPS → confirm with OTP.