Branch Details — JAKA0MACHAL
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Machail Kishtwar |
| IFSC Code | JAKA0MACHAL |
| MICR Code | 182051421 |
| Bank Code (RBI) | JAKA |
| Branch Code | MACHAL |
| Address | VILLAGE MACHAIL, TEHSIL PADDER, KISHTWAR |
| City | Kishtwar |
| District | Kishtwar |
| State | Jammu and Kashmir |
| Contact | +919858227046 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0MACHAL
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0MACHAL.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0MACHAL.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0MACHAL. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Machail Kishtwar branch, Kishtwar, Jammu and Kashmir.
The MICR code is 182051421. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VILLAGE MACHAIL, TEHSIL PADDER, KISHTWAR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters MACHAL identify the Machail Kishtwar branch.
Yes. Jammu and Kashmir Bank Machail Kishtwar Branch (IFSC: JAKA0MACHAL) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0MACHAL → select NEFT/RTGS/IMPS → confirm with OTP.