Branch Details — JAKA0BUMHAM
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Bumhama, Kupwara |
| IFSC Code | JAKA0BUMHAM |
| MICR Code | Not allotted |
| Bank Code (RBI) | JAKA |
| Branch Code | BUMHAM |
| Address | VILLAGE BUMHAMA NEAR FRUIT MANDI, BUMHAMA. POST OFFICE KUPWARA, TEHSIL , DISTRICT KUPWARA, JK. PIN 193222 |
| City | Kupwara |
| District | Kupwara |
| State | Jammu and Kashmir |
| Contact | +919906589633 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0BUMHAM
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0BUMHAM.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0BUMHAM.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0BUMHAM. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Bumhama, Kupwara branch, Kupwara, Jammu and Kashmir.
This branch has not been allotted an MICR code in RBI records.
Address: VILLAGE BUMHAMA NEAR FRUIT MANDI, BUMHAMA. POST OFFICE KUPWARA, TEHSIL , DISTRICT KUPWARA, JK. PIN 193222. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters BUMHAM identify the Bumhama, Kupwara branch.
Yes. Jammu and Kashmir Bank Bumhama, Kupwara Branch (IFSC: JAKA0BUMHAM) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0BUMHAM → select NEFT/RTGS/IMPS → confirm with OTP.