Branch Details — JAKA0EBKARG
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | EBU Kargyam |
| IFSC Code | JAKA0EBKARG |
| MICR Code | Not allotted |
| Bank Code (RBI) | JAKA |
| Branch Code | EBKARG |
| Address | PANCHAYAT GHAR KARGYAM |
| City | Leh |
| District | LEH |
| State | Jammu and Kashmir |
| Contact | +916005207901 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0EBKARG
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0EBKARG.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0EBKARG.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0EBKARG. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank EBU Kargyam branch, Leh, Jammu and Kashmir.
This branch has not been allotted an MICR code in RBI records.
Address: PANCHAYAT GHAR KARGYAM. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters EBKARG identify the EBU Kargyam branch.
Yes. Jammu and Kashmir Bank EBU Kargyam Branch (IFSC: JAKA0EBKARG) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0EBKARG → select NEFT/RTGS/IMPS → confirm with OTP.