Branch Details — JAKA0EBPHYA
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Ebu Phyang |
| IFSC Code | JAKA0EBPHYA |
| MICR Code | Not allotted |
| Bank Code (RBI) | JAKA |
| Branch Code | EBPHYA |
| Address | PANCHAYAT GHAR PHYANG |
| City | Leh |
| District | Leh |
| State | Jammu and Kashmir |
| Contact | +919419178913 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0EBPHYA
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0EBPHYA.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0EBPHYA.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0EBPHYA. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Ebu Phyang branch, Leh, Jammu and Kashmir.
This branch has not been allotted an MICR code in RBI records.
Address: PANCHAYAT GHAR PHYANG. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters EBPHYA identify the Ebu Phyang branch.
Yes. Jammu and Kashmir Bank Ebu Phyang Branch (IFSC: JAKA0EBPHYA) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0EBPHYA → select NEFT/RTGS/IMPS → confirm with OTP.