Branch Details — JAKA0EBSPIT
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Spituk |
| IFSC Code | JAKA0EBSPIT |
| MICR Code | Not allotted |
| Bank Code (RBI) | JAKA |
| Branch Code | EBSPIT |
| Address | PANCHAYAT GHAR SPITUK |
| City | Leh |
| District | Leh |
| State | Jammu and Kashmir |
| Contact | +918492813363 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0EBSPIT
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0EBSPIT.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0EBSPIT.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0EBSPIT. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Spituk branch, Leh, Jammu and Kashmir.
This branch has not been allotted an MICR code in RBI records.
Address: PANCHAYAT GHAR SPITUK. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters EBSPIT identify the Spituk branch.
Yes. Jammu and Kashmir Bank Spituk Branch (IFSC: JAKA0EBSPIT) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0EBSPIT → select NEFT/RTGS/IMPS → confirm with OTP.