Branch Details — JAKA0EPONCH
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Poonch City |
| IFSC Code | JAKA0EPONCH |
| MICR Code | 185051115 |
| Bank Code (RBI) | JAKA |
| Branch Code | EPONCH |
| Address | POLICE CONTROL ROOM,POONCH |
| City | Poonch |
| District | Poonch |
| State | Jammu and Kashmir |
| Contact | +911965220620 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0EPONCH
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0EPONCH.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0EPONCH.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0EPONCH. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Poonch City branch, Poonch, Jammu and Kashmir.
The MICR code is 185051115. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: POLICE CONTROL ROOM,POONCH. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters EPONCH identify the Poonch City branch.
Yes. Jammu and Kashmir Bank Poonch City Branch (IFSC: JAKA0EPONCH) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0EPONCH → select NEFT/RTGS/IMPS → confirm with OTP.