Branch Details — JAKA0SAWJAN
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Sawjian Poonch |
| IFSC Code | JAKA0SAWJAN |
| MICR Code | 185051127 |
| Bank Code (RBI) | JAKA |
| Branch Code | SAWJAN |
| Address | SAWJIAN, GAGERIAN, TEHSIL MANDI DITRICT POONCH PINCODE 185102 |
| City | Poonch |
| District | Poonch |
| State | Jammu and Kashmir |
| Contact | +919697652008 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0SAWJAN
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0SAWJAN.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0SAWJAN.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0SAWJAN. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Sawjian Poonch branch, Poonch, Jammu and Kashmir.
The MICR code is 185051127. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SAWJIAN, GAGERIAN, TEHSIL MANDI DITRICT POONCH PINCODE 185102. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters SAWJAN identify the Sawjian Poonch branch.
Yes. Jammu and Kashmir Bank Sawjian Poonch Branch (IFSC: JAKA0SAWJAN) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0SAWJAN → select NEFT/RTGS/IMPS → confirm with OTP.