Branch Details — JAKA0CHAMAL
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Chamalwas Ramban |
| IFSC Code | JAKA0CHAMAL |
| MICR Code | 182051311 |
| Bank Code (RBI) | JAKA |
| Branch Code | CHAMAL |
| Address | CHAMALVAS, TEHSIL BANIHAL, DISTRICT RAMBAN, PIN 182146 |
| City | Ramban |
| District | Ramban |
| State | Jammu and Kashmir |
| Contact | +919906902866 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0CHAMAL
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0CHAMAL.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0CHAMAL.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0CHAMAL. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Chamalwas Ramban branch, Ramban, Jammu and Kashmir.
The MICR code is 182051311. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: CHAMALVAS, TEHSIL BANIHAL, DISTRICT RAMBAN, PIN 182146. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters CHAMAL identify the Chamalwas Ramban branch.
Yes. Jammu and Kashmir Bank Chamalwas Ramban Branch (IFSC: JAKA0CHAMAL) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0CHAMAL → select NEFT/RTGS/IMPS → confirm with OTP.