Branch Details — JAKA0SKADAL
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Saida Kadal |
| IFSC Code | JAKA0SKADAL |
| MICR Code | 190051098 |
| Bank Code (RBI) | JAKA |
| Branch Code | SKADAL |
| Address | SAIDA KADAL MAIN CHOWK, SRINAGAR, KASHMIR JK PIN 190003 |
| City | Srinagar |
| District | Srinagar |
| State | Jammu and Kashmir |
| Contact | +919018779779 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0SKADAL
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0SKADAL.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0SKADAL.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0SKADAL. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Saida Kadal branch, Srinagar, Jammu and Kashmir.
The MICR code is 190051098. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SAIDA KADAL MAIN CHOWK, SRINAGAR, KASHMIR JK PIN 190003. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters SKADAL identify the Saida Kadal branch.
Yes. Jammu and Kashmir Bank Saida Kadal Branch (IFSC: JAKA0SKADAL) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0SKADAL → select NEFT/RTGS/IMPS → confirm with OTP.