Branch Details — JAKA0SACRED
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Zaina Kadal Srinagar |
| IFSC Code | JAKA0SACRED |
| MICR Code | 190051070 |
| Bank Code (RBI) | JAKA |
| Branch Code | SACRED |
| Address | ZAINA KADAL |
| City | Srinagar |
| District | Srinagar |
| State | Jammu and Kashmir |
| Contact | +911942484414 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0SACRED
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0SACRED.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0SACRED.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0SACRED. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Zaina Kadal Srinagar branch, Srinagar, Jammu and Kashmir.
The MICR code is 190051070. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ZAINA KADAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters SACRED identify the Zaina Kadal Srinagar branch.
Yes. Jammu and Kashmir Bank Zaina Kadal Srinagar Branch (IFSC: JAKA0SACRED) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0SACRED → select NEFT/RTGS/IMPS → confirm with OTP.