Branch Details — JAKA0ZANKOT
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Zainakote Srinagar |
| IFSC Code | JAKA0ZANKOT |
| MICR Code | 190051071 |
| Bank Code (RBI) | JAKA |
| Branch Code | ZANKOT |
| Address | NEAR HMT WATCH FACTORY |
| City | Srinagar |
| District | Srinagar |
| State | Jammu and Kashmir |
| Contact | +911942496239 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0ZANKOT
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0ZANKOT.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0ZANKOT.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0ZANKOT. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Zainakote Srinagar branch, Srinagar, Jammu and Kashmir.
The MICR code is 190051071. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NEAR HMT WATCH FACTORY. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters ZANKOT identify the Zainakote Srinagar branch.
Yes. Jammu and Kashmir Bank Zainakote Srinagar Branch (IFSC: JAKA0ZANKOT) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0ZANKOT → select NEFT/RTGS/IMPS → confirm with OTP.