Branch Details — JAKA0ESHKTI
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Cama Housing Colony |
| IFSC Code | JAKA0ESHKTI |
| MICR Code | 182051003 |
| Bank Code (RBI) | JAKA |
| Branch Code | ESHKTI |
| Address | CAMA HOUSING COLONY,NEAR NATIONAL HIGHWAY |
| City | Udhampur |
| District | Udhampur |
| State | Jammu and Kashmir |
| Contact | +917298004624 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0ESHKTI
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0ESHKTI.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0ESHKTI.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0ESHKTI. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Cama Housing Colony branch, Udhampur, Jammu and Kashmir.
The MICR code is 182051003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: CAMA HOUSING COLONY,NEAR NATIONAL HIGHWAY. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters ESHKTI identify the Cama Housing Colony branch.
Yes. Jammu and Kashmir Bank Cama Housing Colony Branch (IFSC: JAKA0ESHKTI) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0ESHKTI → select NEFT/RTGS/IMPS → confirm with OTP.