Branch Details — JAKA0SANTAC
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Santa CRUZ WEST |
| IFSC Code | JAKA0SANTAC |
| MICR Code | 400051012 |
| Bank Code (RBI) | JAKA |
| Branch Code | SANTAC |
| Address | SHOP NO 6 GROUND FLOOR KAMLA SPACES SV ROAD KHIRA NAGAR SANTA CRUZ W MUMBAI MAHARASHTRA 400054 |
| City | Greater Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Contact | +912226602820 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0SANTAC
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0SANTAC.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0SANTAC.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0SANTAC. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Santa CRUZ WEST branch, Greater Mumbai, Maharashtra.
The MICR code is 400051012. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SHOP NO 6 GROUND FLOOR KAMLA SPACES SV ROAD KHIRA NAGAR SANTA CRUZ W MUMBAI MAHARASHTRA 400054. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters SANTAC identify the Santa CRUZ WEST branch.
Yes. Jammu and Kashmir Bank Santa CRUZ WEST Branch (IFSC: JAKA0SANTAC) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0SANTAC → select NEFT/RTGS/IMPS → confirm with OTP.