Branch Details — JSFB0003102
| Bank Name | Jana Small Finance Bank |
| Branch Name | Varacha |
| IFSC Code | JSFB0003102 |
| MICR Code | 395788006 |
| Bank Code (RBI) | JSFB |
| Branch Code | 003102 |
| Address | JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JSFB0003102
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JSFB0003102.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JSFB0003102.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JSFB0003102. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jana Small Finance Bank Varacha branch, Surat, Gujarat.
The MICR code is 395788006. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JSFB identifies Jana Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003102 identify the Varacha branch.
Yes. Jana Small Finance Bank Varacha Branch (IFSC: JSFB0003102) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JSFB0003102 → select NEFT/RTGS/IMPS → confirm with OTP.