Branch Details — JSFB0004585
| Bank Name | Jana Small Finance Bank |
| Branch Name | Ludhiana |
| IFSC Code | JSFB0004585 |
| MICR Code | 141788002 |
| Bank Code (RBI) | JSFB |
| Branch Code | 004585 |
| Address | GROUND FLOOR, SHANGHAI TOWER, SHOP CUM FLAT NO 13, FEROZ GANDHI MARKET, MUNICIPAL COUNCIL NO B26, LUDHIANA PUNJAB,PIN 141001 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JSFB0004585
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JSFB0004585.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JSFB0004585.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JSFB0004585. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jana Small Finance Bank Ludhiana branch, Ludhiana, Punjab.
The MICR code is 141788002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR, SHANGHAI TOWER, SHOP CUM FLAT NO 13, FEROZ GANDHI MARKET, MUNICIPAL COUNCIL NO B26, LUDHIANA PUNJAB,PIN 141001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JSFB identifies Jana Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 004585 identify the Ludhiana branch.
Yes. Jana Small Finance Bank Ludhiana Branch (IFSC: JSFB0004585) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JSFB0004585 → select NEFT/RTGS/IMPS → confirm with OTP.