Branch Details — JSBP0000092
| Bank Name | Janata Sahakari Bank (Pune) |
| Branch Name | Kadwai |
| IFSC Code | JSBP0000092 |
| MICR Code | 415074506 |
| Bank Code (RBI) | JSBP |
| Branch Code | 000092 |
| Address | SHRIGURUSPARSHI HOUSE NO.253B, GAT NO.SUB DIV NO.-543/2, KADWAI BAJARPETH, KADWAI, TAL-SANGAMESHWAR,DIST-RATNAGIRI.415609 |
| City | Ratnagiri |
| District | Sangameshwar |
| State | Maharashtra |
| Contact | +912354255240 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JSBP0000092
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JSBP0000092.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JSBP0000092.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JSBP0000092. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Janata Sahakari Bank (Pune) Kadwai branch, Ratnagiri, Maharashtra.
The MICR code is 415074506. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SHRIGURUSPARSHI HOUSE NO.253B, GAT NO.SUB DIV NO.-543/2, KADWAI BAJARPETH, KADWAI, TAL-SANGAMESHWAR,DIST-RATNAGIRI.415609. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JSBP identifies Janata Sahakari Bank (Pune). The 5th character 0 is reserved by RBI. The last 6 characters 000092 identify the Kadwai branch.
Yes. Janata Sahakari Bank (Pune) Kadwai Branch (IFSC: JSBP0000092) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JSBP0000092 → select NEFT/RTGS/IMPS → confirm with OTP.