Branch Details — JTSC0000004
| Bank Name | Janatha Seva Co-operative Bank |
| Branch Name | Mahalakshmi Puram |
| IFSC Code | JTSC0000004 |
| MICR Code | 560903004 |
| Bank Code (RBI) | JTSC |
| Branch Code | 000004 |
| Address | NO21,6TH MAIN ROAD,MUNESHWARA BLOCK,MAHALAKSHMIPURAM,BENGALURU-560086 |
| City | Bengaluru Urban |
| District | Bengaluru |
| State | Karnataka |
| Contact | +918023592994 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using JTSC0000004
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JTSC0000004.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JTSC0000004.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JTSC0000004. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Janatha Seva Co-operative Bank Mahalakshmi Puram branch, Bengaluru Urban, Karnataka.
The MICR code is 560903004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO21,6TH MAIN ROAD,MUNESHWARA BLOCK,MAHALAKSHMIPURAM,BENGALURU-560086. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JTSC identifies Janatha Seva Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000004 identify the Mahalakshmi Puram branch.
Yes. Janatha Seva Co-operative Bank Mahalakshmi Puram Branch (IFSC: JTSC0000004) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JTSC0000004 → select NEFT/RTGS/IMPS → confirm with OTP.