Branch Details — KAIJ0000046
| Bank Name | Kallappanna Awade Ichalkaranji Janata Sahakari Bank |
| Branch Name | Borgaon |
| IFSC Code | KAIJ0000046 |
| MICR Code | 591386002 |
| Bank Code (RBI) | KAIJ |
| Branch Code | 000046 |
| Address | T.P.C. NO 353, BORGAON-SADALGA ROAD, A P - BORGAON, TAL - NIPANI, DIST - BELGAVI, KARNATAKA - 591216 |
| City | Belagavi |
| District | Borgaon |
| State | Karnataka |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KAIJ0000046
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KAIJ0000046.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KAIJ0000046.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KAIJ0000046. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Kallappanna Awade Ichalkaranji Janata Sahakari Bank Borgaon branch, Belagavi, Karnataka.
The MICR code is 591386002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: T.P.C. NO 353, BORGAON-SADALGA ROAD, A P - BORGAON, TAL - NIPANI, DIST - BELGAVI, KARNATAKA - 591216. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KAIJ identifies Kallappanna Awade Ichalkaranji Janata Sahakari Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000046 identify the Borgaon branch.
Yes. Kallappanna Awade Ichalkaranji Janata Sahakari Bank Borgaon Branch (IFSC: KAIJ0000046) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KAIJ0000046 → select NEFT/RTGS/IMPS → confirm with OTP.