Branch Details — KACE0000195
| Bank Name | Kangra Central Co-operative Bank |
| Branch Name | Naggar |
| IFSC Code | KACE0000195 |
| MICR Code | Not allotted |
| Bank Code (RBI) | KACE |
| Branch Code | 000195 |
| Address | VPO NAGGAR TEHSIL AND DISTT KULLU PIN 175130 |
| City | Kulu |
| District | Naggar |
| State | Himachal Pradesh |
| Contact | +919418433598 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using KACE0000195
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KACE0000195.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KACE0000195.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KACE0000195. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Kangra Central Co-operative Bank Naggar branch, Kulu, Himachal Pradesh.
This branch has not been allotted an MICR code in RBI records.
Address: VPO NAGGAR TEHSIL AND DISTT KULLU PIN 175130. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KACE identifies Kangra Central Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000195 identify the Naggar branch.
Yes. Kangra Central Co-operative Bank Naggar Branch (IFSC: KACE0000195) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KACE0000195 → select NEFT/RTGS/IMPS → confirm with OTP.