Branch Details — KUCB0488032
| Bank Name | Karad Urban Co-operative Bank |
| Branch Name | Chiplun |
| IFSC Code | KUCB0488032 |
| MICR Code | 415488201 |
| Bank Code (RBI) | KUCB |
| Branch Code | 488032 |
| Address | SWAMI COMPLEX-2, NEAR BHAJI MARKET,BAZAR PETH,CHIPLUN -415 605 |
| City | Ratnagiri |
| District | Chiplun |
| State | Maharashtra |
| Contact | +912355260075 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using KUCB0488032
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KUCB0488032.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KUCB0488032.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KUCB0488032. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Karad Urban Co-operative Bank Chiplun branch, Ratnagiri, Maharashtra.
The MICR code is 415488201. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SWAMI COMPLEX-2, NEAR BHAJI MARKET,BAZAR PETH,CHIPLUN -415 605. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KUCB identifies Karad Urban Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 488032 identify the Chiplun branch.
Yes. Karad Urban Co-operative Bank Chiplun Branch (IFSC: KUCB0488032) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KUCB0488032 → select NEFT/RTGS/IMPS → confirm with OTP.