Branch Details — KARB0000490
| Bank Name | Karnataka Bank |
| Branch Name | Margao Goa |
| IFSC Code | KARB0000490 |
| MICR Code | 403052004 |
| Bank Code (RBI) | KARB |
| Branch Code | 000490 |
| Address | MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601 |
| City | South Goa |
| District | Margoa |
| State | Goa |
| Contact | +918322730979 |
| Toll Free | 1800-425-1444 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KARB0000490
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KARB0000490.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KARB0000490.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KARB0000490. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Karnataka Bank Margao Goa branch, South Goa, Goa.
The MICR code is 403052004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KARB identifies Karnataka Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000490 identify the Margao Goa branch.
Yes. Karnataka Bank Margao Goa Branch (IFSC: KARB0000490) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KARB0000490 → select NEFT/RTGS/IMPS → confirm with OTP.