Branch Details — KARB0000726
| Bank Name | Karnataka Bank |
| Branch Name | Surat Gujarat |
| IFSC Code | KARB0000726 |
| MICR Code | 395052002 |
| Bank Code (RBI) | KARB |
| Branch Code | 000726 |
| Address | K.G.CHAMBERS,OPP.GUJARAT SAMACHAR PRESS,UDHNA DARWAJA RING ROAD,SURAT, PIN - 395002 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +912612363063 |
| Toll Free | 1800-425-1444 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KARB0000726
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KARB0000726.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KARB0000726.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KARB0000726. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Karnataka Bank Surat Gujarat branch, Surat, Gujarat.
The MICR code is 395052002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: K.G.CHAMBERS,OPP.GUJARAT SAMACHAR PRESS,UDHNA DARWAJA RING ROAD,SURAT, PIN - 395002. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KARB identifies Karnataka Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000726 identify the Surat Gujarat branch.
Yes. Karnataka Bank Surat Gujarat Branch (IFSC: KARB0000726) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KARB0000726 → select NEFT/RTGS/IMPS → confirm with OTP.