Branch Details — KARB0000452
| Bank Name | Karnataka Bank |
| Branch Name | Ludhiana Punjab |
| IFSC Code | KARB0000452 |
| MICR Code | 141052002 |
| Bank Code (RBI) | KARB |
| Branch Code | 000452 |
| Address | B-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +911612539943 |
| Toll Free | 1800-425-1444 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KARB0000452
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KARB0000452.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KARB0000452.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KARB0000452. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Karnataka Bank Ludhiana Punjab branch, Ludhiana, Punjab.
The MICR code is 141052002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: B-15/179,IST FLOOR S0NA COMPLEX, NIRANKARI KUCHA, NO.4,G.T.ROAD,MILLERGANJ LUDHIANA, PIN - 141003. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KARB identifies Karnataka Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000452 identify the Ludhiana Punjab branch.
Yes. Karnataka Bank Ludhiana Punjab Branch (IFSC: KARB0000452) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KARB0000452 → select NEFT/RTGS/IMPS → confirm with OTP.