Branch Details — PKGB0013105
| Bank Name | Karnataka Gramin Bank |
| Branch Name | Mugad |
| IFSC Code | PKGB0013105 |
| MICR Code | 580697013 |
| Bank Code (RBI) | PKGB |
| Branch Code | 013105 |
| Address | DHARWAD TQ,DHARWAD DIST |
| City | Dharwad |
| District | Mugad |
| State | Karnataka |
| Contact | +919480699130 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using PKGB0013105
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PKGB0013105.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PKGB0013105.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PKGB0013105. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Karnataka Gramin Bank Mugad branch, Dharwad, Karnataka.
The MICR code is 580697013. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DHARWAD TQ,DHARWAD DIST. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PKGB identifies Karnataka Gramin Bank. The 5th character 0 is reserved by RBI. The last 6 characters 013105 identify the Mugad branch.
Yes. Karnataka Gramin Bank Mugad Branch (IFSC: PKGB0013105) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PKGB0013105 → select NEFT/RTGS/IMPS → confirm with OTP.