Branch Details — KSCB0001049
| Bank Name | Karnataka State Co-operative Apex Bank |
| Branch Name | Ngef |
| IFSC Code | KSCB0001049 |
| MICR Code | 560226042 |
| Bank Code (RBI) | KSCB |
| Branch Code | 001049 |
| Address | NO 24,NGEF EAST,KASTURINAGAR,BENNIGANA HALLI,BANGALORE 560043 |
| City | Bengaluru Urban |
| District | Bangalore |
| State | Karnataka |
| Contact | +918022976634 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KSCB0001049
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KSCB0001049.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KSCB0001049.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KSCB0001049. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Karnataka State Co-operative Apex Bank Ngef branch, Bengaluru Urban, Karnataka.
The MICR code is 560226042. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO 24,NGEF EAST,KASTURINAGAR,BENNIGANA HALLI,BANGALORE 560043. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KSCB identifies Karnataka State Co-operative Apex Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001049 identify the Ngef branch.
Yes. Karnataka State Co-operative Apex Bank Ngef Branch (IFSC: KSCB0001049) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KSCB0001049 → select NEFT/RTGS/IMPS → confirm with OTP.