Branch Details — KVBL0002215
| Bank Name | Karur Vysya Bank |
| Branch Name | Surat - UM ROAD |
| IFSC Code | KVBL0002215 |
| MICR Code | 395053003 |
| Bank Code (RBI) | KVBL |
| Branch Code | 002215 |
| Address | GROUND FLOOR,X 1-2,K.N.PARK SOCIETY NEAR NAVJEEVAN CIRCLE UDHNA MAGDALLA MAIN ROAD |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +912222654261 |
| Toll Free | 1860-258-1916 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KVBL0002215
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KVBL0002215.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KVBL0002215.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KVBL0002215. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Karur Vysya Bank Surat - UM ROAD branch, Surat, Gujarat.
The MICR code is 395053003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR,X 1-2,K.N.PARK SOCIETY NEAR NAVJEEVAN CIRCLE UDHNA MAGDALLA MAIN ROAD. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KVBL identifies Karur Vysya Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002215 identify the Surat - UM ROAD branch.
Yes. Karur Vysya Bank Surat - UM ROAD Branch (IFSC: KVBL0002215) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KVBL0002215 → select NEFT/RTGS/IMPS → confirm with OTP.