Branch Details — KLGB0040404
| Bank Name | Kerala Gramin Bank |
| Branch Name | Kartikulam |
| IFSC Code | KLGB0040404 |
| MICR Code | 670480203 |
| Bank Code (RBI) | KLGB |
| Branch Code | 040404 |
| Address | KARTIKULAM,P.O.KARTIKULAM,WYNAD,KERALA,PIN 670646 |
| City | Wayanad |
| District | Wayanad |
| State | Kerala |
| Contact | +914935250441 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KLGB0040404
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KLGB0040404.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KLGB0040404.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KLGB0040404. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Kerala Gramin Bank Kartikulam branch, Wayanad, Kerala.
The MICR code is 670480203. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KARTIKULAM,P.O.KARTIKULAM,WYNAD,KERALA,PIN 670646. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KLGB identifies Kerala Gramin Bank. The 5th character 0 is reserved by RBI. The last 6 characters 040404 identify the Kartikulam branch.
Yes. Kerala Gramin Bank Kartikulam Branch (IFSC: KLGB0040404) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KLGB0040404 → select NEFT/RTGS/IMPS → confirm with OTP.