Branch Details — KKBK0002856
| Bank Name | Kotak Mahindra Bank |
| Branch Name | Surat Hira Baug |
| IFSC Code | KKBK0002856 |
| MICR Code | 395485015 |
| Bank Code (RBI) | KKBK |
| Branch Code | 002856 |
| Address | GROUND FLOOR SHOP NO G1 MANGALDEEP HIRABAUG VARACHHA ROAD SURAT |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +9118004100 |
| Toll Free | 1860-266-2666 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KKBK0002856
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KKBK0002856.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KKBK0002856.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KKBK0002856. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Kotak Mahindra Bank Surat Hira Baug branch, Surat, Gujarat.
The MICR code is 395485015. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR SHOP NO G1 MANGALDEEP HIRABAUG VARACHHA ROAD SURAT. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KKBK identifies Kotak Mahindra Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002856 identify the Surat Hira Baug branch.
Yes. Kotak Mahindra Bank Surat Hira Baug Branch (IFSC: KKBK0002856) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KKBK0002856 → select NEFT/RTGS/IMPS → confirm with OTP.