Branch Details — KKBK0003905
| Bank Name | Kotak Mahindra Bank |
| Branch Name | Ludhiana Branch |
| IFSC Code | KKBK0003905 |
| MICR Code | 141485010 |
| Bank Code (RBI) | KKBK |
| Branch Code | 003905 |
| Address | GROUND FLOOR SCO 31 SECTOR 32 CHANDIGARH ROAD LUDHIANA PUNJAB 141001 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +9118004100 |
| Toll Free | 1860-266-2666 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using KKBK0003905
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC KKBK0003905.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC KKBK0003905.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is KKBK0003905. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Kotak Mahindra Bank Ludhiana Branch branch, Ludhiana, Punjab.
The MICR code is 141485010. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR SCO 31 SECTOR 32 CHANDIGARH ROAD LUDHIANA PUNJAB 141001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
KKBK identifies Kotak Mahindra Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003905 identify the Ludhiana Branch branch.
Yes. Kotak Mahindra Bank Ludhiana Branch Branch (IFSC: KKBK0003905) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC KKBK0003905 → select NEFT/RTGS/IMPS → confirm with OTP.