Branch Details — MCBL0CARNAC
| Bank Name | Mahanagar Co-operative Bank |
| Branch Name | HEAD Office |
| IFSC Code | MCBL0CARNAC |
| MICR Code | Not allotted |
| Bank Code (RBI) | MCBL |
| Branch Code | CARNAC |
| Address | 1ST FLOOR, VYAPAR BHAVAN ,49, P.DMELLO ROAD,CARNAC BUNDER, MUMBAI - 400 009. |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using MCBL0CARNAC
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC MCBL0CARNAC.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC MCBL0CARNAC.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is MCBL0CARNAC. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Mahanagar Co-operative Bank HEAD Office branch, Mumbai, Maharashtra.
This branch has not been allotted an MICR code in RBI records.
Address: 1ST FLOOR, VYAPAR BHAVAN ,49, P.DMELLO ROAD,CARNAC BUNDER, MUMBAI - 400 009.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
MCBL identifies Mahanagar Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters CARNAC identify the HEAD Office branch.
Yes. Mahanagar Co-operative Bank HEAD Office Branch (IFSC: MCBL0CARNAC) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC MCBL0CARNAC → select NEFT/RTGS/IMPS → confirm with OTP.