Branch Details — MSCI0082027
| Bank Name | Maharashtra State Co-operative Bank |
| Branch Name | Santacruz ,West |
| IFSC Code | MSCI0082027 |
| MICR Code | 400082027 |
| Bank Code (RBI) | MSCI |
| Branch Code | 082027 |
| Address | 2 SAIARADHANA CHS P.S.RD SANTACRUZ W 400054 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Contact | +912026105701 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using MSCI0082027
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC MSCI0082027.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC MSCI0082027.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is MSCI0082027. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Maharashtra State Co-operative Bank Santacruz ,West branch, Mumbai, Maharashtra.
The MICR code is 400082027. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 2 SAIARADHANA CHS P.S.RD SANTACRUZ W 400054. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
MSCI identifies Maharashtra State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 082027 identify the Santacruz ,West branch.
Yes. Maharashtra State Co-operative Bank Santacruz ,West Branch (IFSC: MSCI0082027) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC MSCI0082027 → select NEFT/RTGS/IMPS → confirm with OTP.